tag:blogger.com,1999:blog-90345272024-03-16T11:52:56.263-07:00Miriam Engeln - Aruba ConnectionsBLOGGING FROM ARUBA SINCE 2004, about travel, vacation, real estate, Instagram, photography.Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.comBlogger1627125tag:blogger.com,1999:blog-9034527.post-26698945593781599602021-07-11T00:40:00.002-07:002021-07-11T00:40:46.740-07:00Please follow me on Social Media<p>https://www.facebook.com/miriam.engeln</p><p>www.instagram.com/Arubaconnections_miriamengeln</p><p>Contact email; miriamaruba@gmail.com</p><p><br /></p><p>đ đđ</p>Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-33765057952445617572021-01-23T10:31:00.004-08:002021-02-28T07:15:26.474-08:00Aruba real estate<p>Caribbean island life at its best. Sunshine 365 days a year. See our listings; www.century21aruba.com</p><p>Condominiums, houses, land and commercial buildings for sale.</p><p>Contact me via miriam@c21aruba.com</p><p>#Aruba đŚđź</p><p>đ</p>Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-1235043111925052592020-09-08T12:33:00.000-07:002020-09-08T12:33:13.536-07:00information for first time buyers in Aruba<p> <b><u>Frequently asked
questions, how to buy property in Aruba for non-residents:</u></b></p>
<p class="MsoNormal"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-0QoTfnWSGAE/X1fZ7q9Hf1I/AAAAAAAAF9k/g3t9GnupSPU4Totwsfh9jg0_6QS_WmYDgCLcBGAsYHQ/s1152/condo%2Bbeach.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="1152" src="https://1.bp.blogspot.com/-0QoTfnWSGAE/X1fZ7q9Hf1I/AAAAAAAAF9k/g3t9GnupSPU4Totwsfh9jg0_6QS_WmYDgCLcBGAsYHQ/s320/condo%2Bbeach.jpg" width="320" /></a></div><br /><p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q.: Can a foreign citizen
buy property in Aruba?<o:p></o:p></b></p>
<p class="MsoNormal">A: Yes, there are no restrictions for any foreigner on
buying property in Aruba.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><b>Q: How much time can
I spend in <st1:place w:st="on">Aruba</st1:place> as a vacationer/ visitors /
home owner?</b></p>
<p class="MsoNormal">A: Citizens of the <st1:country-region w:st="on">Netherlands</st1:country-region>
or the <st1:place w:st="on">Netherlands Antilles</st1:place> may stay up to six
months.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">For visitors from <b style="mso-bidi-font-weight: normal;">EU
countries and <st1:country-region w:st="on">USA</st1:country-region> and <st1:country-region w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region></b> the
following applies:<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><u><span style="color: black; mso-bidi-font-weight: bold;">VISITORS WITHOUT A VISA
REQUIREMENT FOR <st1:place w:st="on">ARUBA</st1:place>:</span><span style="color: black;"> <o:p></o:p></span></u></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><a name="LISTA"><span style="color: black; mso-bidi-font-weight: bold;">Second home
owners in Aruba coming from qualified countries are allowed staying in Aruba
for up to <b>180 days </b></span></a><b><span style="color: black;">per calendar
year.</span></b><span style="color: black;"><br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--></span><b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><b style="mso-bidi-font-weight: normal;">Q: Can a foreign citizen work legally in
Aruba?<o:p></o:p></b></p>
<p class="MsoNormal"><a name="Working_in_Aruba">A</a>: All visitors wishing to
work in Aruba must have a written permit from the Directorate of Alien
Integration, Policy and Admission (DIMAS). Visitors are not allowed to be in
paid employment by an Aruban employer while visiting <st1:place w:st="on">Aruba</st1:place>
as a tourist. Further information and application forms for written permits can
be obtained free of charge at the DIMAS. <span style="mso-spacerun: yes;"> </span>For more information please contact:<br />
Departamento di Integracion, Maneho y Admision di Stranhero (DIMAS)<br />
Go to DIMAS website for more up-to-date information and/or an appointment: <a href="http://www.dimasaruba.aw/">http://www.dimasaruba.aw</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: Would it be
possible to retire on <st1:place w:st="on">Aruba</st1:place>?<o:p></o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b>A: If you plan to come to live in
Aruba as a pensioner or retiree, please contact DIMAS. See above for contact
information.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: How do I go
about finding a realtor and a house?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A: we can cover all listings of all realtors for you, no extra
costs involved. (The seller pays the commission and realtors share amongst
them). That way you only have to deal with one broker, which will save you lots
of time during your stay.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Come
prepared; the Internet is of course an excellent tool to get started and it is
advisable to start your search while still at home. Let us know, what you are
looking for in regards to size, location and budget. Also let us know which
homes on our website and the other realtorâs websites are of your liking and we
will get all additional information for you. <o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">We
will prepare a list of possible properties and make all viewing appointments by
e-mail.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">We
will during our first meeting go through the list and also make sure you get a
good understanding of the areas, which ones you prefer and what is the general
pricing level in that area.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span></b><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: What is the
procedure to buy property in <st1:place w:st="on">Aruba</st1:place>?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:
When you have chosen a home and went through price negotiations, a Purchase and
Sale Agreement will be signed after proper review. Take your time to understand
the different procedures and different laws. We will walk you through the
agreement and explain it clearly.</span><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> </span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A
written offer is not always necessary, but when you are almost leaving back
home, it might be a good idea to have one made, where at least you agree on the
basics, pending the purchase agreement.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A
10 % deposit payable towards the escrow account of the selected notary is
usually agreed upon. The buyer will select the notary.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">We
will need your IDâs, proof of address, proof of income, proof of funds, and a personal
data form. <o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">After
submitting all documents to the notary, he or she might need some more
documentation.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">The
deed can be signed in general within 12 weeks after signing the Purchase and
Sale Agreement. For legal support concerning the contracts we advise you to
contact the selected notary.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">After
the notary deed is ready to sign, the notary will send a final statement to
buyers and sellers. After receipt of payment, the appointment for the closing
can be set. The notary will only pay-out the proceeds to the seller after
another title search within 24 hours.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">You
will receive all necessary bank information to make the wire transfers.</span></p>
<p class="MsoNoSpacing"><b><u><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Central Bank rules</span></u></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">A
few rather complicated rules for the money exchange from and to abroad have to
be observed:<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">As
a non-resident you transfer your own currency to <st1:place w:st="on">Aruba</st1:place>.
The Central bank will convert the amount with a 1.78 rate into Aruban Florin,
which is <st1:place w:st="on">Aruba</st1:place>âs official currency.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">But:
In case the seller is also a non-resident and likes to receive the amount in US
Dollar, than you transfer to the USD account. If the seller likes to export the
proceeds to the <st1:country-region w:st="on"><st1:place w:st="on">US</st1:place></st1:country-region>
or any other country, he can do so without extra costs. A portion of the
purchase price should always be received by the notary in Aruban Florin. This
in to ensure that all local costs can be paid out off the escrow account. <o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">In
any case, where Aruban Florins need to be converted in USD, whether it goes to
an Aruban USD account or whether it goes to the US or any other country, the
exchange rate is 1.823 (incl. the 1.3 % currency commission).<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Also,
between a non resident buyer and a non âresident seller: if a mortgage is
obtained by a local bank, that portion will always be in Aruba Florin and the
conversion costs are for the buyer.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">In
case a one exports money abroad, a 1.3 % currency commission needs to be paid
to the Central Bank.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">In
any real estate transaction over AWG 300.000 (USD 168.500,-) and between a
resident and a non-resident, an exchange permit needs to be obtained from the
Central Bank. Of course the notary will take care of this. The costs are for
the buyer and are around AWG 250,-<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">TIP:
Never pay the deposit directly to an agent or the seller, but always to the
notary, preferably by international bank transfer.</span></p>
<p class="MsoNoSpacing">TIP 2: The whole process can be done through email and when necessary with a power of attorney. You donât need to be here for the closing, but it still is advisable to come to <st1:place w:st="on">Aruba</st1:place>
for closing and do a proper inspection.</p>
<p class="MsoNormal">Your agent a/o the notary can assist you with all necessary
steps and you can do many things by fax or e-mail. In case you will not be able
to be on <st1:place w:st="on">Aruba</st1:place> to close the purchase and you
need a power of attorney, the notary will prepare one for you and send it by
fax. With this in hand you just need to have it authorized at your local notary
public.<o:p></o:p></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: do we need to
have an inspection or survey done?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:</span><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> </span><st1:place style="font-family: "Times New Roman", serif; font-size: 12pt;" w:st="on">Aruba</st1:place><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> has several inspectors and we can coordinate this for you.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">You
can also contact the <b style="mso-bidi-font-weight: normal;">building department</b>
(DOW) that issues the building permits and keeps copies of all permits. Mostly
the sellers can provide the original building permit.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">DOW
does not however provide a service of inspection. For an inspection you might
use an appraiser, ideally one, that has an engineering or architectural
background. We can help you finding a reliable one, who can make both a value
appraisal and/or a specifically technical inspection. <o:p></o:p></span></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">The property
registry</span></b><span style="font-family: "Times New Roman", serif; font-size: 12pt;">
, in Aruba calledâ kadaster and
hypotheekkantoorâ (land and mortgage registry) keeps track on all properties,
property lines, deeds, mortgages, liens, embargos and so on.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">If
you like to have your property surveyed or measured, because you want to have
certainty in regards to the correct property lines, you can have the kadaster
(takes up to 8 weeks) or a private surveying company measure the land and put
in new stakes.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">TIP:
always inquire about the lines, ask for the map (the so called âsituatieplanâ)
issued by the kadaster and on whose land the fence/walls are built.</span></p>
<p class="MsoNoSpacing"><b>Q: Does the seller
have to arrange an appraisal when selling their home?</b></p>
<p class="MsoNormal">A: No, the buyer has to arrange and pay for an appraisal,
because he will need it in order to apply for a mortgage at the bank and also
for the home insurance.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal">However, in many cases the seller has one made for any buyerâs
convenience.<o:p></o:p></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: How about
financing my purchase in <st1:place w:st="on">Aruba</st1:place>?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:
Financing in </span><st1:place style="font-family: "Times New Roman", serif; font-size: 12pt;" w:st="on">Aruba</st1:place><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> is expensive (rates are up
to 10 %) and local banks only finance up to 50 % for non-residents. Contact any
of the local banks for more details or have your realtor arrange for an
estimate.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span>Please be aware, that US Banks donât finance
properties abroad. Using the equity on your own home is advisable. Contact your
bank about the possibilities. <o:p></o:p></span></p>
<p class="MsoNormal">Still you can contact RBC Bank or Aruba Bank about their
facilities: <o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.rbcroyalbank.com/caribbean/ar">http://www.rbcroyalbank.com/caribbean/ar</a><o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.arubabank.com/">http://www.arubabank.com</a><o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.cmbnv.com/">http://www.cmbnv.com</a><o:p></o:p></p>
<p class="MsoNormal"><o:p></o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-9C58_1HwWHg/X1fcZWpdC5I/AAAAAAAAF9w/-jdoioEXxLoLM8ywL8tQf2DyPw9NgeA0wCLcBGAsYHQ/s2048/20180909_113507.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="2048" src="https://1.bp.blogspot.com/-9C58_1HwWHg/X1fcZWpdC5I/AAAAAAAAF9w/-jdoioEXxLoLM8ywL8tQf2DyPw9NgeA0wCLcBGAsYHQ/s320/20180909_113507.jpg" width="320" /></a></div><br /> <p></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">TIP:
you will need an appraisal for applying for a mortgage for the local banks. Ask
your realtor if there is an up-to-date appraisal (not older than 6 months) or have
a new one made. </span><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> </span></p>
<p class="MsoNoSpacing"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: What are the
additional costs (closing costs) when buying property in <st1:place w:st="on">Aruba</st1:place>?<o:p></o:p></span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:</span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l1 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Transfer tax</span></b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"> (one time tax) is
<b style="mso-bidi-font-weight: normal;">6 % of the purchase price</b> <b style="mso-bidi-font-weight: normal;">or the tax value (whichever is higher</b>) <o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l1 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">For
locals buying properties over AWG 250.000,- the part under AWG 250.000, has a transfer
tax of 3%.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> <span> </span></o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt; text-indent: -0.25in;">3.<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><span style="font-family: "Times New Roman", serif; font-size: 12pt; text-indent: -0.25in;">The
<b>Notary closing fees</b> (legal fees) are
<b>1.5 to 2 % of purchase price</b>.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> <span> </span></o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt; text-indent: -0.25in;">4.<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><span style="font-family: "Times New Roman", serif; font-size: 12pt; text-indent: -0.25in;">In
case you need a mortgage from a local bank, the taxes and notary fees over <b>the mortgage <span> </span><span> </span><span> </span><span> </span><span> </span>deed</b> are 1.5 to 2% of the
mortgage sum.</span></p>
<p class="MsoNoSpacing" style="margin-left: .5in;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">TIP:
Most notaries use 1.78 exchange rates. Make sure to keep that in mind, while
negotiating the price.</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: How much are
the annual taxes?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A: in Aruba they are not
quite as high as in the </span><st1:country-region style="font-family: "Times New Roman", serif; font-size: 12pt;" w:st="on">USA</st1:country-region><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> or </span><st1:country-region style="font-family: "Times New Roman", serif; font-size: 12pt;" w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region><span style="font-family: "Times New Roman", serif; font-size: 12pt;">.</span></p>
<p class="MsoNoSpacing"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Property Tax</span></b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">: The so called
land tax is a percentage of the tax value. The tax value is determined by the
tax department. They re-evaluate every 5 years.<span style="mso-spacerun: yes;">
</span>The first USD 34.000, - of this value is free of tax. <o:p></o:p></span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">On
the balance you will pay USD 6, - per USD 1.000, - of the tax value or 0.6 % over
tax value.<o:p></o:p></span></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Long lease fee</span></b><span style="font-family: "Times New Roman", serif; font-size: 12pt;">: Only applicable
for long leased land. The amount was determined at the start of the lease
period and will remain the same for the full duration, mostly 60 years. Ask
your agent for the amount applicable. In case of long lease land you pay the
fee plus property tax.</span></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: why do I need a
notary?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:
Unlike the Anglo-Saxon system, where lawyers work out the purchase agreement,
in the Dutch legal system we work with a notary, who is a full lawyer,
appointed by the queen and 100% impartial. The notary is your contact person
during closing period next to your realtor. They might ask you a lot of
questions regarding your marital status and some other awkward questions. But rest
assured: they only are doing their job of thoroughly investigating current and
future ownerships, current and future mortgages, but also on liens,
infringements and so on (title search).</span></p>
<p class="MsoNoSpacing"><b><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Q: what other
costs will occur?</span></b></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A:
the same as in your home country:</span></p>
<p class="MsoNoSpacing"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">home
and inventory insurance, <o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">maintenance
of house, garden and pool, <o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">management
of your property,<o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">your
monthly utilities (typically in the same price range here as in the <st1:country-region w:st="on">US</st1:country-region> or <st1:country-region w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region>),<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in;"><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">TIP: remember to get all accounts onto
your name on day of closing. You need proper IDâs, copies of proof of ownership
from notary, and cash for the deposits.<o:p></o:p></span></p>
<p class="MsoNoSpacing" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman",serif; font-size: 12.0pt;">Fees
for condos.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: How much would a
home insurance cost?<o:p></o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b><span style="font-family: "Times New Roman", serif; font-size: 12pt;">A;
Make sure, you have the insurance in place at the day of closing. You might
need an appraisal for the reconstruction value.</span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">
</span><span style="font-family: "Times New Roman", serif; font-size: 12pt;">We can of course help you with referrals and also these issues can be
handled by e-mail.</span></p>
<p class="MsoNormal"><span style="color: black;">There are many types of property
insurance. However typical comprehensive property insurance that covers
explosion, earthquake, flooding, fire, riot/ malicious damage, foreign object,
etc. costs yearly approx. 0.37% of the reconstruction value.</span><a href="http://www.casbon.net/release1.htm"></a><span style="color: black;"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">And donât forget the insurance on
your inventory. <o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: How much do I have
to calculate for water, electricity etc.?<span style="color: black;"> <o:p></o:p></span></b></p>
<p class="MsoNormal"><o:p> </o:p>A: <b>WATER</b>:
<st1:city w:st="on">WEB</st1:city> <st1:state w:st="on">NV</st1:state> is the
only water provider on the <st1:place w:st="on">Island</st1:place>. All the
industrial and potable water produced by <st1:place w:st="on"><st1:city w:st="on">WEB</st1:city>
<st1:state w:st="on">NV</st1:state></st1:place>, the worldâs largest
desalination plant, is from the seawater.</p>
<p class="MsoNormal"><span style="color: black;">The quality of <st1:place w:st="on">Aruba</st1:place>âs
drinking water is highly regarded and very safe to drink direct from the
faucet. The average consumption per month according to <st1:place w:st="on"><st1:city w:st="on">WEB</st1:city> <st1:state w:st="on">NV</st1:state></st1:place> is
$82.00. Houses with extensive landscaping could expect water bills around $ 200.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">A deposit of AWG 250.- is required
to connect to the water supply of WEB NV.<br />
With an average swimming pool of 30 m3, the monthly consumption of water in
dollars is estimated at $250.00.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">For more information contact <st1:place w:st="on"><st1:city w:st="on">WEB</st1:city> <st1:state w:st="on">NV</st1:state></st1:place>:
<br />
Tel: 297-585-4600<br />
Fax: 297-585-7681<br />
W-mail: </span><a href="mailto:services@webaruba.com">services@webaruba.com</a><span style="color: black;"><br />
Web: </span><a href="http://www.webaruba.com/">www.webaruba.com</a><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color: black;">A: <b style="mso-bidi-font-weight: normal;">ELECTRICITY</b> is produced by <st1:city w:st="on">WEB</st1:city> <st1:state w:st="on">NV</st1:state>, who in turn delivers electricity to the distribution
company <st1:place w:st="on"><st1:city w:st="on">ELMAR</st1:city> <st1:state w:st="on">NV</st1:state></st1:place>. Power is supplied to all homes and businesses
at 60-Hertz frequency and at 110 volts, just like in the <st1:country-region w:st="on"><st1:place w:st="on">United States</st1:place></st1:country-region>.
Power outages are very rare, unlike on other <st1:place w:st="on">Caribbean</st1:place>
islands. The average consumption of power per month is $130.-. For a house with
3 A/C units the average is around $250.-. with a minimum charge of $3.09. A
deposit, equal to your estimated monthly use, will be charged for connection.
The deposit will be automatically adjusted (added or subtracted from your bill)
every month based on the actual monthly consumption. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">For more information contact <st1:place w:st="on"><st1:city w:st="on">ELMAR</st1:city> <st1:state w:st="on">NV</st1:state></st1:place>:<br />
Tel: 297-523-7100<br />
Fax: 297-582-8991<br />
E-mail: </span><a href="mailto:elmar.aruba@setarnet.aw">elmar.aruba@setarnet.aw</a><span style="color: black;"><br />
Web: </span><a href="http://www.elmararuba.com/">www.elmararuba.com</a><a href="http://www.casbon.net/release1.htm"><b><span style="color: #006699;"><br />
</span></b></a><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Q: How much are telephone costs on the island?<o:p></o:p></span></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><o:p> </o:p></span></b>A: Telecommunication services are
provided by <st1:place w:st="on"><st1:city w:st="on">SETAR</st1:city> <st1:state w:st="on">NV</st1:state></st1:place>, a government owned company.</p>
<p class="MsoNormal"><span style="color: black;">The telecommunication
infrastructure is advanced and sophisticated. SETAR provides all
telecommunication services on an exclusive basis, except for cellular services,
which are also provided by Aruba Digicel as well, which has the best roaming
facilities and wireless internet access for US customers. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">New connections take between 3
weeks up to 2 months, depending on whether the house is new, with a connection
fee of $28.-<br />
For more information contact: <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;"><o:p> </o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="color: black;">SETAR NV</span></b><span style="color: black;"><br />
Tel: 297-582-5151<br />
E-mail: </span><a href="mailto:setar@setarnet.aw">setar@setarnet.aw</a><span style="color: black;"><br />
Web: </span><a href="http://www.setarnet.aw/">www.setarnet.aw</a><span style="color: black;"><br />
<br />
<b style="mso-bidi-font-weight: normal;">Digicel</b> (New Millennium NV)<br />
Tel: 297-522-2222<br />
E-mail: </span><a href="mailto:customercare@digicelaruba.com">customercare@digicelaruba.com</a><span style="color: black;"><br />
Web: </span><a href="http://www.digicelaruba.com/">www.digicelaruba.com</a><a href="http://www.casbon.net/release1.htm"><b><span style="color: #006699;"><br />
</span></b></a><strong><span style="color: #003366;"><o:p></o:p></span></strong></p>
<p class="MsoNormal"><strong><span style="color: black;">Q: What about an internet
connection?<o:p></o:p></span></strong></p>
<p class="MsoNormal"><span style="color: black;"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color: black;">SETAR provides internet access
through your phone.</span><a href="http://www.casbon.net/release1.htm"><b><span style="color: #006699;"><br />
</span></b></a><span style="color: black;">Faster internet services are provided
through an ISDN or ASDL account<br />
For more information contact SETAR NV:<br />
Tel: 297-582-0404 or </span><a href="http://www.setar.aw/">www.setar.aw</a><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;">E-mail: </span><a href="mailto:admin@setarnet.aw">admin@setarnet.aw</a><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoNormal">You can also opt for a Cable TV/
ADSL package.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal">See the website for the options: <a href="http://www.cta.aw/">http://www.cta.aw/</a><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black;"><o:p> </o:p></span><b>Q: What is the
difference between long lease land vs. property land?</b></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">A:
You buy a house that is built on property land which means that you own the
land. Besides property land you can buy a house which is built on lease land.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black;">Long-lease fee is applied only to Long lease properties.
The Government of Aruba through Domeinbeheer (Directorate of Land
Administration) gives out the long-lease properties. The long lease properties
are given out for a period, usually, of 60 years. The long lease fee is
determined at the beginning of the contract and is fixed for the duration of
the long lease period and</span><span style="color: #1f497d;"> </span><span style="color: black;">the fee is fixed for all this time.</span><span style="color: #1f497d;"> </span><span style="color: black;">After expiring the
government will extend it for another 60 years, except when they maybe need it
for other purposes. They will have to buy you out for the <b>fair market value</b>
however. <o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black;">The long lease fee is collected yearly and is 6% of the
appraised value, determined by Directorate of Land Administration. The fee
varies based on location and size of property and is fixed for the period of 60
years. Long lease fees range between $200.00 and $ 600.00 per year.</span> The
only thing that may happen when the lease period is extended, is that the
yearly fee will increase. If, for any reason, the government will not extend
the contract, they will have to compensate the owner at market value. <span style="color: black;">You can have an appraisal made yourself to that effect. So
you will never lose your investment or the increase in value. From more
information contact DIP (dienst infrastructuur en planning) Tel: 297-5833000 or
just ask us for more information.<br style="mso-special-character: line-break;" />
<!--[if !supportLineBreakNewLine]--><br style="mso-special-character: line-break;" />
<!--[endif]--></span><o:p></o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: Should we set up a
local bank account?<o:p></o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b>A: It is not necessary to set up an Aruban bank account but
it could be very helpful to make your local payments for utilities and
maintenance.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal">For example to pay the monthly bills of electricity, water,
cable TV etc. With online access and automatic payments your life will be much
easier. To set up an account, contact Aruba Bank or RBC Bank, see info above.
Mostly you only need 2 bank reference letters from your home country and a
deposit of a few hundred Dollars.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: What to do with your
new home, when you are not there?<o:p></o:p></b></p>
<p class="MsoNormal"><b><span style="color: #003366;"><o:p> </o:p></span></b>A: If you bought your
property for investment purposes you need to decide whether you will start
renting out your house on a short- or long term basis.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal">There are several property management companies on <st1:place w:st="on">Aruba</st1:place> who can help you out with managing the rental and
maintenance. A property management company can also take care of your home and
garden without renting it out.<o:p></o:p></p>
<p class="MsoNormal">Century 21 Real Estate only rents on a long term basis,
which means a minimum rental period of 1 year. We can send you contract terms
and costs on request.<o:p></o:p></p>
<p class="MsoNormal"><span style="mso-spacerun: yes;"> </span><b><o:p> </o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: What type of
sewage systems do we have in <st1:place w:st="on">Aruba</st1:place>?<o:p></o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b>A: The houses in <st1:place w:st="on">Aruba</st1:place> all
have septic tanks, because there is no sewage system on the island, except for
a few downtown areas. You will need to empty the septic tank approx. 2 to 3
times a year. <st1:place w:st="on">Aruba</st1:place> has a variety of companies
who do that kind of work.</p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal">You could also consider a more sophisticated system, where
you connect the sewage pump to the automatic drip-system and use the grey water
for your plants.<o:p></o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: I have bought a
beautiful house and now I need to furnish it. Where do I buy?<o:p></o:p></b></p>
<p class="MsoNormal">A: <b style="mso-bidi-font-weight: normal;">Furniture</b>:
Aruba has very nice furniture stores these days: Home and Nature, EQ3, Fordâs are
the best for modern and /or tropical style furniture.<o:p></o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Appliances and air
conditioners</b>: AMC Unicon, Hagemeyer, EZeeBrothers (household items),
Babaâs, Lucky Store and Price Smart.<o:p></o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Garden:</b> Fantastic
Garden, Flora and Cayena Gardens.<o:p></o:p></p>
<p class="MsoNormal">Lucky Store are more like department stores.<o:p></o:p></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Household items and
especially bed- and bath linen</b> better to bring it from the <st1:country-region w:st="on"><st1:place w:st="on">US</st1:place></st1:country-region>.<o:p></o:p></p>
<p class="MsoNormal"><span style="mso-bidi-font-weight: bold;">We can also connect
you with interior decorators.<o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;">Q: What kind of
medical system does <st1:place w:st="on">Aruba</st1:place> offer?<o:p></o:p></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b>A: <st1:place w:st="on">Aruba</st1:place> is well equipped
to handle virtually every medical problem. In unique cases where the islandâs
own medical services do not cover the emergency, a patient can be quickly
airlifted to nearby facilities (i.e. In <st1:place w:st="on">Curacao</st1:place>).</p><p class="MsoNormal">
<st1:place w:st="on">Aruba</st1:place> boasts the Dr. Horacio Oduber Hospital,
a medical facility equipped with reputable medical staff, 280 beds and modern
equipment. The hospital, opened in 1976, is located in the Eagle Beach area,
and is within walking distance of some of the hotels. It functions as a general
hospital with established ties to the U.S., Colombian, Puerto Rican, and Dutch
hospitals for specialized treatment and care.<br />
In case of an emergency you can go to The Emergency Department, which has an
attending physician on site 24 hours a day. The medical specialists are on
call. The facility is wheelchair accessible. Services such as oxygen tanks and
hemodialysis are available. <o:p></o:p></p>
<h2 style="background: white; margin: 0in;"><span style="color: #4b53a0; font-family: "Arial",sans-serif; font-size: 16.0pt;">Contact information<o:p></o:p></span></h2>
<p class="MsoNormal" style="background: white; margin-bottom: 11.25pt;"><span style="color: #454545; font-family: "Arial",sans-serif; font-size: 10.5pt;">Dr.
Horacio E. Oduber Hospital Boulevard #1<br />
Oranjestad Aruba.</span><span style="color: #454545; font-family: "Arial",sans-serif; font-size: 10.5pt; mso-bidi-font-size: 12.0pt;"> </span><span style="color: #454545; font-family: "Arial",sans-serif; font-size: 10.5pt;"><br />
Tel.: (+297) 527-4000<o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p class="txtpurp" style="line-height: 120%; margin-bottom: 4.5pt;"><span class="headertext"><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Banking<o:p></o:p></span></b></span></p>
<p class="txtpurp" style="line-height: 120%; margin-bottom: 4.5pt;"><span class="headertext"><span style="color: black;">For banking questions and credit
inquiries you can contact the following banks:</span></span><span style="color: black;"><br />
</span><span style="color: #1f497d; mso-themecolor: text2;"><a href="http://www.arubabank.com/" target="_blank" title="blocked::http://www.arubabank.com/"><span class="defaulttext"><span style="color: #1f497d; mso-bidi-font-weight: bold; mso-themecolor: text2;">http://www.arubabank.com</span></span></a><br />
<a href="http://www.cmbnv.com/" target="_blank" title="blocked::http://www.cmbnv.com/"><span class="defaulttext"><span style="color: #1f497d; mso-bidi-font-weight: bold; mso-themecolor: text2;">http://www.cmbnv.com</span></span></a><br />
<a href="http://www.bancodicaribe.com/" target="_blank" title="blocked::http://www.bancodicaribe.com/"><span class="defaulttext"><span style="color: #1f497d; mso-bidi-font-weight: bold; mso-themecolor: text2;">http://www.bancodicaribe.com</span></span></a><span class="defaulttext"><u><span style="mso-bidi-font-weight: bold;"><o:p></o:p></span></u></span></span></p>
<p class="MsoNormal"><span style="color: #1f497d; mso-themecolor: text2;"><a href="http://www.rbcroyalbank.com/caribbean/ar"><span style="color: #1f497d; mso-themecolor: text2;">http://www.rbcroyalbank.com/caribbean/ar</span></a><o:p></o:p></span></p>
<p class="txtpurp" style="line-height: 120%; margin-bottom: 4.5pt;"><b>Notary</b></p>
<p class="txtpurp" style="line-height: 120%; margin-bottom: 4.5pt;"><span class="headertext"><span style="color: black;">If you would like to contact a
notary, please e-mail to the following:</span></span><span style="color: black;"><br />
<span class="defaulttext"><span style="mso-bidi-font-weight: bold;">Notary Tromp,
Santa Cruz: </span></span></span><a href="mailto:mjctromp@notaristromp.com">mjctromp@notaristromp.com</a><span class="defaulttext"><u><span style="color: black;"> <span style="display: none; mso-hide: all;">This email address is being protected from spam bots, you need
Javascript enabled to view it </span></span></u></span><span style="color: black;"><br />
<span class="defaulttext"><span style="mso-bidi-font-weight: bold;">Notary
Rodriguez: </span></span></span><a href="mailto:notarisrodriguez@setarnet.aw">notarisrodriguez@setarnet.aw</a><span class="defaulttext"><u><span style="color: black; display: none; mso-hide: all;">This
email address is being protected from spam bots, you need Javascript enabled to
view it </span></u></span><span style="color: black;"><br />
<span class="defaulttext"><span style="mso-bidi-font-weight: bold;">Notary
Yarzagaray</span></span></span><span class="defaulttext"><span style="color: #548dd4; mso-bidi-font-weight: bold; mso-themecolor: text2; mso-themetint: 153;">: </span></span><span style="color: #0070c0;"><a href="mailto:info@notarisaruba.com"><span style="background: white; color: #0070c0; font-family: "Book Antiqua",serif;">info@notarisaruba.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color: black; mso-themecolor: text1;">Notary
Johnson:</span><span style="color: #0070c0;"> <a href="mailto:info@johnsonnotary.com?subject=Information" target="_self"><span style="border: none windowtext 1.0pt; color: #0070c0; font-family: "Arial",sans-serif; mso-border-alt: none windowtext 0in; padding: 0in;">info@johnsonnotary.com</span></a></span><span class="MsoHyperlink"><span style="border: none windowtext 1.0pt; color: #0070c0; font-family: "Arial",sans-serif; mso-border-alt: none windowtext 0in; padding: 0in;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Notary Tromp, New Leaf: <a href="mailto:CTromp@newleafaruba.com">CTromp@newleafaruba.com</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Notary Helmeyer: <a href="mailto:richard@notarishelmeyer.com">richard@notarishelmeyer.com</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Please note: The following information is meant for
non-residents, who are not familiar with Aruban laws, rules and costs. They do
however apply in most parts also to residents (Aruban or otherwise). <o:p></o:p></p>
<p class="MsoNormal">All information in subject to change. We are is never
responsible or liable for the information given about, by or through 3<sup>rd</sup>
parties. <a name="_MailAutoSig">I</a><span style="mso-bookmark: _MailAutoSig;"><span style="font-family: "Arial",sans-serif; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">nform us immediately by e-mail
if you see incorrect information.</span></span><span style="mso-bookmark: _MailAutoSig;"><span style="font-family: "Calibri",sans-serif; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin; mso-no-proof: yes;"><o:p></o:p></span></span></p>
<span style="mso-bookmark: _MailAutoSig;"></span>
<p class="MsoNormal"><span style="mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><o:p> </o:p></span></p>
<p class="MsoNormal">Contact me for additional information, or when you have
questions/ comments.<o:p></o:p></p>
<p class="MsoNormal">Email; <a href="mailto:miriam@c21aruba.com">miriam@c21aruba.com</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com2tag:blogger.com,1999:blog-9034527.post-68969263543063801602020-06-18T00:47:00.000-07:002020-06-18T00:48:53.136-07:00Aruba welcomes you back. Aruba's borders are open for visitors.<h2>
<u>Great news, Aruba airport is open for business;</u></h2>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-H5SRicsotBY/XusbmmzTEXI/AAAAAAAAF8c/kuz9NVu_Mw07nas6QqV9MaUk1M1n0HXrwCLcBGAsYHQ/s1600/20190920_093144.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="900" data-original-width="1600" height="225" src="https://1.bp.blogspot.com/-H5SRicsotBY/XusbmmzTEXI/AAAAAAAAF8c/kuz9NVu_Mw07nas6QqV9MaUk1M1n0HXrwCLcBGAsYHQ/s400/20190920_093144.jpg" width="400" /></a></div>
<u></u><br />
<h2 style="-webkit-text-stroke-width: 0px; box-sizing: border-box; font-family: MarkBook,Arial,sans-serif; font-size: 2.1rem; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-left: 40px; orphans: 2; overflow-wrap: break-word; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: pre-wrap; word-spacing: 0px;">
<span style="color: black;">June 15, 2020 â Bonaire & Curacao.</span>
<span style="color: black;">July 1, 2020 - Canada.</span>
<span style="color: black;">July 1, 2020 - Europe.</span>
<span style="color: black;">July 1, 2020 - The Caribbean. (Excluding the Dominican Republic & Haiti)</span>
<span style="color: black;">July 10, 2020 â The United States of America.</span></h2>
<h2>
<span style="-webkit-text-stroke-width: 0px; background-color: #fcfcfc; display: inline !important; float: none; font: 400 calc(18.66px + -0.2vw)/1.7 MarkBook,Arial,sans-serif; letter-spacing: normal; orphans: 2; text-align: center; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
</span></h2>
<h2 style="-webkit-text-stroke-width: 0px; box-sizing: border-box; font: 400 2.1rem/1.5 MarkBook,Arial,sans-serif; letter-spacing: normal; margin: 0px 0px 1.25em; max-width: unset; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<span style="color: black;">Official opening dates for other markets, including South America and Central A</span><span style="color: black;">merica, have yet to be determined.</span></h2>
<div>
<span style="color: black;">Please see this link for Health Requirements;</span></div>
<div>
<a href="https://www.aruba.com/us/traveler-health-requirements" target="_blank">https://www.aruba.com/us/traveler-health-requirements</a></div>
<div>
<br /></div>
Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-15504408565374007672020-05-26T12:30:00.000-07:002020-05-26T12:30:01.048-07:00mijn blog verhaal staat op het blog van Gezondheids- & Ontwikkelings bureau Leiden Message in Dutch today, Dutch publication of my personal live story, see link;<br />
<br />
Mijn blog verhaal staat op het blog van Gezondheids- & Ontwikkelings bureau Leiden, zie link;<br />
<br />
<a href="https://gobleiden.nl/blog-2/" target="_blank">https://gobleiden.nl/blog-2/</a><br />
<br />
<br />
<h2>
đ</h2>
Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-48949112587625140372020-05-18T07:29:00.001-07:002020-05-18T07:29:15.598-07:00my Travel story has been publishedmy Travel story has been published on the Travel Coach network, check it out;<br />
<br />
<a href="https://thetravelcoachnetwork.com/2020/05/11/a-dream-come-true/" target="_blank">https://thetravelcoachnetwork.com/2020/05/11/a-dream-come-true/</a><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-cPsTBY6gMzc/XsKbpACwbvI/AAAAAAAAF78/gHytLch9WzoC2P6fyFCeAZ2aorlJ9_-swCLcBGAsYHQ/s1600/20190630_094340.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="320" src="https://1.bp.blogspot.com/-cPsTBY6gMzc/XsKbpACwbvI/AAAAAAAAF78/gHytLch9WzoC2P6fyFCeAZ2aorlJ9_-swCLcBGAsYHQ/s320/20190630_094340.jpg" width="240" /></a></div>
<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com2tag:blogger.com,1999:blog-9034527.post-74114645795035455482020-04-25T09:29:00.001-07:002020-04-25T09:29:14.817-07:00Wanna Live for Free?Listen people, this is not for everybody, however I did it with a clear focus, living modest, and working extra shifts.<br />
Some distractions along the way, because this is life, and it was a long term plan of mine, to live rent free, and in a couple of years, I will have achieved it. The year of my focus is the year 2022.<br />
<br />
<b>Living free, and pay no rent</b>, that sounds so great, but it is not easy at all to achieve it. At this moment I still pay a little to live in a tiny house (32m2/ 300 sq.ft. apartment) however in some years that will be reduced to o.<br />
<br />
<h3>
How did I start and how can you create this life too?</h3>
I found myself a full-time job, on a location where I knew I could spend my weekends on the beach, and enjoy time outdoors every day of the year and spend tropical years on an island, without winter, snow, and cold weather, all the way South in the Caribbean. No desire to go on vacation since I had my ideal beach located within 10 minutes drive from my house (a rental).<br />
<br />
I only knew 2 people in Aruba, and that was enough for me. I knew that during my days off, I wanted to enjoy, have fun, and work towards something for the future.<br />
<br />
From my salary, which is not high at all in the Caribbean, I tried to safe some money each month, which was hard, and did not go as fast as I expected.<br />
During that time I kept my costs low, no smoking, little alcohol every now and then, no Starbucks, no gym membership, no pedicure, no children and so on.<br />
<br />
Once I saved enough after many years, to put a down payment to buy a small piece of land, I asked the bank for a loan, and showed them my pay slips, proof of savings, and a letter from my employer, and they approved.<br />
<br />
I was over the moon happy. It is all about making choices in life, and this is what I choose to do for me.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-0XWVc7OoOHg/XqRjTxWoUsI/AAAAAAAAF7c/nIzVQlK66fMzOn9u9aoun0xhg8CWuCtJACLcBGAsYHQ/s1600/20191015_181742.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="900" height="320" src="https://1.bp.blogspot.com/-0XWVc7OoOHg/XqRjTxWoUsI/AAAAAAAAF7c/nIzVQlK66fMzOn9u9aoun0xhg8CWuCtJACLcBGAsYHQ/s320/20191015_181742.jpg" width="180" /></a> fixxer upper in Aruba</div>
<br />
For the next 4 to 5 years, after I sign the loan agreement, all money earned I lived from, plus put into paying off that bank loan for that plot of land, so each month I wired a little extra to the bank, to be done as soon as was possible in my situation. The bank allowed me pay of the loan sooner without extra penalties, so a great opportunity for me.<br />
<br />
Once I paid of the loan for that parcel of property land, I spoke to a mortgage specialist, to request a mortgage in order to build a house on my land.<br />
<br />
<b>The deposit for that mortgage, was my land.</b><br />
<b><br /></b>
<b>So no savings used, only during the first 4 to 5 years, paid of the land, used that land parcel to use as down payment for a mortgage to build a house.</b><br />
<b>It takes time, I know, but you do have the time. As long as you want this as bad as I wanted this, and have an income, you can do this too.</b><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-kcj0EZfrJ-s/XqRi-DSGSAI/AAAAAAAAF7U/bZO6zKGH7-8sgioUu8AFEHtGu8YDjTgNACLcBGAsYHQ/s1600/20190806_185857.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="900" height="200" src="https://1.bp.blogspot.com/-kcj0EZfrJ-s/XqRi-DSGSAI/AAAAAAAAF7U/bZO6zKGH7-8sgioUu8AFEHtGu8YDjTgNACLcBGAsYHQ/s200/20190806_185857.jpg" width="112" /></a> result of the house built on that parcel of land</div>
<br />
<b>Do you want to read to rest of the story and learn more? </b><br />
<b></b><br />
Please leave your email address in the link on the <b>top</b> of this blog, and I will send you the rest of the story.<br />
<br />
I am here to assist you, no costs, free of charge.<br />
<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com2tag:blogger.com,1999:blog-9034527.post-86386304703192748922020-04-20T03:40:00.000-07:002020-04-20T03:40:00.766-07:00travel stories in the time we cannot travelWhen I am posting travel stories about the time I spend 4 months in Thailand, volunteering with Gibbon apes in Phuket, or about the time I was working on a cruise ship visiting the Eastern and Western islands in the Caribbean, or that time I went to the Blue Lagoon in Iceland and met a Viking, and that time that I moved abroad to Spain, Belize and Aruba;<br />
it is all because I want to keep the great memories alive.<br />
By talking about our experiences, flipping through pictures, day dreaming about the good times we had and are still to come, that is all good. Sharing is caring. <br />
<br />
Due to social distancing in real life, more than ever online expression is key.<br />
Humans cannot spend too much time alone, we need interaction with others, not always with people; animals and pets will be great too.<br />
<br />
see this link to see what isolation does to us and others;<br />
<a href="https://youtu.be/LvS9OZzXH3A" target="_blank">https://youtu.be/LvS9OZzXH3A</a><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-c5XVPsi1vV4/Xp169J1zRqI/AAAAAAAAF68/Z0gzRRiOy0A0Q287cc8zZcov9Wt5UX4NACEwYBhgLKs0DAL1OcqzIxHsx9hsjchdC6li9JtFgWQ7rzXhJw_gbIqraxwmjnXkMJShCfF4JHSyd7WNMccU2guDu9n4zOyiByws4M5Cwa5xDers3MA-_UQnZlv-Uv1QbdzCDhzRTkOr6xwwYdmrHB5ZKrTitni0rdd2kYABiRbKAcMr-AniSqgLyqdidsibbSphkbUH9zv2LqCIPhQtGFQpi8C3E-1E1s5xeCi0EV0W3M0gVwEn6FjWq0N32peEjsdS9LEgH6IJThap7RaMJ30RIvAYjy5zYrVK8jzB3dUcvKQBoRal5xcxlB3vg8w4ZWbo_jvT2v-Y75OjU4BKT5w66Dl8GTVmTaGrkajBcoGfUJmw_hFwQHtozAVRlAyEHfY0Ptw4l-WCygtuyblQD6MnVJHoYPackigXraZhRXMtKPAcYeSY_BGuJTwv3VuAhJDnzUiuCiYtn21jBNz6unzQXXe7_HZGu1xEQ2XAlcFAOM86LtCNE4ja2J18TWBJD3s83D9ha-bpbei1JLtm0FDRPMHv-qK_9KcdAzN_o6_dMZwvbsBPwyZ77S--bvSLNqqPlfvScdEtpj3eChBAeg_kehhLt8AWkstJLEDEbS3IfOt3zHrkw6vr19AU/s1600/20190704_155538.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="900" height="320" src="https://1.bp.blogspot.com/-c5XVPsi1vV4/Xp169J1zRqI/AAAAAAAAF68/Z0gzRRiOy0A0Q287cc8zZcov9Wt5UX4NACEwYBhgLKs0DAL1OcqzIxHsx9hsjchdC6li9JtFgWQ7rzXhJw_gbIqraxwmjnXkMJShCfF4JHSyd7WNMccU2guDu9n4zOyiByws4M5Cwa5xDers3MA-_UQnZlv-Uv1QbdzCDhzRTkOr6xwwYdmrHB5ZKrTitni0rdd2kYABiRbKAcMr-AniSqgLyqdidsibbSphkbUH9zv2LqCIPhQtGFQpi8C3E-1E1s5xeCi0EV0W3M0gVwEn6FjWq0N32peEjsdS9LEgH6IJThap7RaMJ30RIvAYjy5zYrVK8jzB3dUcvKQBoRal5xcxlB3vg8w4ZWbo_jvT2v-Y75OjU4BKT5w66Dl8GTVmTaGrkajBcoGfUJmw_hFwQHtozAVRlAyEHfY0Ptw4l-WCygtuyblQD6MnVJHoYPackigXraZhRXMtKPAcYeSY_BGuJTwv3VuAhJDnzUiuCiYtn21jBNz6unzQXXe7_HZGu1xEQ2XAlcFAOM86LtCNE4ja2J18TWBJD3s83D9ha-bpbei1JLtm0FDRPMHv-qK_9KcdAzN_o6_dMZwvbsBPwyZ77S--bvSLNqqPlfvScdEtpj3eChBAeg_kehhLt8AWkstJLEDEbS3IfOt3zHrkw6vr19AU/s320/20190704_155538.jpg" width="180" /></a></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
Be safe, wash your hands, keep your distance, stay out of my aura.<br />
Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com2tag:blogger.com,1999:blog-9034527.post-69355524688314094882020-04-19T04:51:00.001-07:002020-04-19T04:52:00.796-07:007 tips to help you to think more positive<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;"><u><b>Positive thinking; it is a lifestyle</b></u></span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">Some
people have the ability to make the best out of everything, while
others have a hard time achieving that. When you think of </span><span style="font-family: "arial" , serif;"><span style="background: #ffffff;">something
that makes you happy, your brain </span></span><em><span style="font-family: "arial" , serif;"><span style="font-style: normal;"><span style="background: #ffffff;">releases</span></span></span></em><em><span style="font-family: "arial" , serif;"><span style="background: #ffffff;">
</span></span></em><em><span style="font-family: "arial" , serif;"><span style="font-style: normal;"><span style="background: #ffffff;">endorphins</span></span></span></em><span style="font-family: "arial" , serif;"><span style="background: #ffffff;">,
which will give you a feeling of well-being, for free! </span></span><span style="font-family: "arial" , serif;">It
is however possible, if you have not been passed on the âpositivity
genesâ, that you can train yourself to be (more) positive. Positive
thinking is about creating the right mindset.</span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-CqzHKQ5BK-c/Xpw7Lwh_SBI/AAAAAAAAF6w/nhDW7JX3-3IWWIIhkqWWifxC0Js9ophmQCLcBGAsYHQ/s1600/20161014_074036.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="320" src="https://1.bp.blogspot.com/-CqzHKQ5BK-c/Xpw7Lwh_SBI/AAAAAAAAF6w/nhDW7JX3-3IWWIIhkqWWifxC0Js9ophmQCLcBGAsYHQ/s320/20161014_074036.jpg" width="240" /></a></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;"><b><br /></b></span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;"><b>7 tips to help you to think more positive;</b></span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">1.Smile;
and you can feel better instantly. It really helps to smile, even
though it is not a natural feeling or mood at that certain moment.
Keep practicing, and smiling, keep happy thoughts and encourage
yourself.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">2.Surround
yourself with positive thinkers, and you will see how that will
effect you. When people come across a problem, they might get
discouraged. When you practice positive thinking, you will look at a
problem as an opportunity how to solve it. Reading positive quotes/
books will also help you to lighten up.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">3.Donât
play the victim once something goes wrong. Knowing that positive
thinking reduces stress and anxiety will make it much more
interesting. Also the people around you can get infected by your
smile; action= reaction.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">4.Open
up your mind to find new solutions. Practice yoga/ tai chi, meditate,
and take a walk, to clear your mind. </span>
</div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">5.Write
down positive words, dreams, stories, anything to cheer you up. Avoid
negative self-talk.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">6.Look
into the mirror and tell yourself (out loud); âI can do thisâ, âI
am as good as anybody elseâ. Repeat this or any other positive
words to yourself, several times a week, and you can expect
improvement.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">7.Train
your brain to think uplifting solutions; your response will determine
the outcome.</span></div>
<div class="western" style="margin-bottom: 0.14in;">
<span style="font-family: "arial" , serif;">By
Miriam â <a href="http://www.instagram.com/">www.instagram.com/</a><a href="http://www.arubaconnections.blogspot.com/">arubaconnections</a></span></div>
<div class="western" style="margin-bottom: 0.14in;">
<br />
<br /></div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike>Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com1tag:blogger.com,1999:blog-9034527.post-72062219767064762462020-03-29T07:55:00.002-07:002020-03-29T07:55:31.936-07:00world on holdhi all,<br />
the world seems to be on hold.<br />
sitting at home, sunshine outside, feeling creative.<br />
<br />
<b>***Today I am making a new website to help people creating a new life for themselves***</b><br />
<b>see link;</b><br />
<a href="http://www.minimaliserenkunjeleren.com/" target="_blank"><b>www.minimaliserenkunjeleren.com</b></a><br />
<b></b><br />
there is a <b>10 minute free chat button</b>, to write to me in Dutch, or English.<br />
<br />
since the world has changed so much over the last weeks, lots of people are sitting at home, watching Netflix. I prefer to talk about your future, and make a financial plan.<br />
Create on-line income, follow free courses on-line, and many more ways to build a new future for you and your family.<br />
<br />
<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-82040917920930148832020-03-15T08:53:00.000-07:002020-03-15T08:53:04.234-07:002020 March update from ArubaThis morning at 8am I went to visit the Palm Beach hotel area, to take some pictures of the ocean, and surroundings and I kept my distance from anyone around me, just in case..<br />
That time of day is always my favorite time to go for a walk; is not too hot, not too crowded, and very quiet. All things I need to stay sane.<br />
Shops were open as usual, people were jogging, restaurants all open, and hotel-/ beach staff was present at work. No sight of gloves, masks, nor any other indication that these are scary times in the world.<br />
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Hospital currently holds 2 people in quarantine for around 2 weeks, these men arrived to Aruba from the U.S.A. and have tested positive on the Corona virus.<br />
Yesterday the Aruba government closed the flights from Europe to Aruba, till the end of this month.<br />
by then will re-evaluate the situation.<br />
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the tel. nr. (+297) 2800101 is the number to call when being in Aruba "one happy island" in case you have a fever and have problem breathing. Do not go to a doctor if you suspect you have Corona virus. Just call that number, they will explain you what to do, and stay where you are, in isolation.<br />
Be safe, wash your hands, use common sense, take care.<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-88301033737890806902020-01-03T03:21:00.000-08:002020-01-03T03:21:17.327-08:00A very happy 20202020; there is something in these numbers that speak to all of us;<br />
roundness, similarity, chances & challenges, and for me;<br />
another year to write about Aruba, post pictures of the beautiful beaches and sunsets, sell homes and condo's, help people find their dreamhome and perhaps even move to this happy Caribbean island.<br />
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Always wanted to know what it takes to be able to move to Aruba, rent or buy a place and enjoy the sunshine and calm life, let me know.</div>
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I am here to assist. </div>
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Email me your questions/ comments to <a href="mailto:miriam@arubahouses.com" target="_blank">miriam@arubahouses.com</a></div>
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and I will get back to you shortly.</div>
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Have a good one!</div>
Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-67149571644908716002019-12-01T07:43:00.002-08:002019-12-01T07:43:40.805-08:00December is here, last month of this decadeThings to look forward to, during the first months in 2020, on Aruba;<br />
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<a href="https://publicholidays.la/aruba/2020-dates" target="_blank">https://publicholidays.la/aruba/2020-dates</a><br />
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<a href="http://www.soulbeach.net/2020" target="_blank">www.soulbeach.net/2020</a><br />
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and the Carnaval schedule;<br />
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<a href="https://www.visitaruba.com/things-to-do/carnival/aruba-carnival-schedule">https://www.visitaruba.com/things-to-do/carnival/aruba-carnival-schedule</a><br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-84602172998928940052019-09-29T11:52:00.003-07:002019-09-29T11:52:51.871-07:00going from blogging, to Facebook, to Instagram and backIt is almost October 2019; and I am back at blogging.<br />
Since Instagram changed so many things lately, many more restrictions to grow an audience, I will focus again on this #Aruba blog.<br />
This Aruba Connections blog I started in the year 2004, 15 years ago, just before I moved to Aruba.<br />
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Time on the island has been good to me, ups and downs like anyone else in life, but mainly good.<br />
My focus will be giving the readers information on;<br />
Moving to Aruba,<br />
Real Estate for sale in Aruba,<br />
Retirement in Aruba,<br />
Travelling,<br />
Things to do on the "one happy island",<br />
and anything else worth mentioning.<br />
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Follow me, by filling in your email address (see right column) and you will receive a Free Gift by email, about Positive thinking. (one of my favorite things to write about).<br />
My email address is;<a href="mailto:arubaconnections@hotmail.com" target="_blank">arubaconnections@hotmail.com</a><br />
Feel free to contact me with any Real Estate and/or Aruba questions/ comments.<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-24516190618215744352019-08-30T03:53:00.002-07:002019-08-30T03:53:55.428-07:00Buying a property in ArubaWhen you are interested to purchase a second home in the sun, to escape the cold winters, or invest for rental income, move to Aruba full-time, or any other reason to own a piece of this paradise island; I am here to guide you through the process.<br />
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Please email me your wishlist, budget, pre approval from your bank (if needed) and I will search for the perfect property for you. Your Caribbean Sales agent in Aruba.<br />
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Email me at; miriam@arubahouses.com<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-29615172989863515872019-08-04T07:47:00.001-07:002019-08-04T07:49:26.617-07:00Boutique hotel in Aruba<a href="mailto:arubaconnections@hotmail.com" target="_blank">arubaconnections@hotmail.com</a><div class="separator" style="clear: both; text-align: center;">
Located at walking distance from the ocean, you'll find this Boutique hotel in Aruba. This small scale hotel, offers you all that you need, including a beach lounge at Palm Beach, daily cleaning, pool, free parking, free Wifi. </div>
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-71441810517501504492019-06-23T08:17:00.002-07:002019-06-23T08:17:54.062-07:00Instagram and FacebookIt is almost July, time flies...<br />
the Instagram page has grown to 15.700 followers, which I am so excited about. People love my postings and pictures, and are responding to learn about buying property in Aruba/ moving abroad. <br />
I helped many buyers and sellers being matched to buy/ sell, and enjoy this sunny "one happy island" Aruba.<br />
Facebook stable number of Friends, not growing much.<br />
Blogging stories, pictures and updates, have been laying on a shelf, waiting to be shared. <br />
Follow this great Bati Bleki website, by Rona Coster, to stay up-to-date; <a href="https://batibleki.wheninaruba.com/" target="_blank">https://batibleki.wheninaruba.com/</a><br />
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I'll be back after vacations xxx<br />
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Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com1tag:blogger.com,1999:blog-9034527.post-64686326065620295122019-05-04T07:23:00.000-07:002019-05-04T07:23:58.156-07:00yes, I am still hereLiving and working on a tropical island in the Caribbean has its distractions. Always in a vacation mood, seeing the ocean, tourists, live bands, drinks, happy hour....do I need to say more?<br />
15 years of living here full-time and counting people! <br />
Aruba is The Best Island for me (any many others); <br />
No hurricanes, just a constant breeze to keep us cool, Award winning restaurants, beaches and eco resorts, a great place to live/ retire/ work/ vacation.<br />
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Please see this link for condominiums for sale from US$225,632,-;<br />
<a href="http://www.arubahouses.com/Real_estate_aruba/PALM-ARUBA-CONDO-101-forsale.htm" target="_blank">www.arubahouses.com/Real_estate_aruba/PALM-ARUBA-CONDO-101-forsale.htm</a><br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-38147309475368649472019-03-28T15:10:00.000-07:002019-03-29T16:32:57.200-07:00time flies when you are having funFREE BONUS GIFT when you sign up for our Aruba newsletter*** see space above this message.<br />
You will receive a Free bonus gift on-line with a value of $10,- no strings attached.<br />
We will only send you two newsletters per month, and will not spam you.<br />
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our office in Aruba had the website rebuilt, logo's changed (according to the Century 21 main office, it was time to change the Century 21 logo worldwide), great New listings for Sale and for Rent (long term). have a look; <a href="http://www.arubahouses.com/" target="_blank">http://www.arubahouses.com/</a><br />
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any questions/ comments, please contact me at: <a href="mailto:arubaconnections@hotmail.com" target="_blank">arubaconnections@hotmail.com</a><br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-73310565513080608462019-01-20T10:37:00.001-08:002019-01-20T10:37:23.531-08:00M.L.S. in Aruba, seeing all listings on 1 websiteFor investors/ buyers on this "one happy island", please see this M.L.S. website in Aruba, seeing all Real Estate listings on 1 website;<br />
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<a href="https://arubalistings.com/" target="_blank">https://arubalistings.com</a><br />
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Any listing you would like to see, get additional information, please contact me via;<br />
<a href="mailto:arubaconnections@hotmail.com" target="_blank">arubaconnections@hotmail.com</a><br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-66989502362551080682019-01-12T09:11:00.000-08:002019-01-12T09:11:22.595-08:00Concierge service in Aruba<a href="http://barbuletconcierge.com/" target="_blank">barbuletconcierge.com/</a><br />
Looking for something special on the island? contact Barbulet concierge, they can help you book a special dinner, (wedding) event, transportation, and so on. Enjoy!<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-46353178207309882532018-12-31T10:10:00.000-08:002018-12-31T10:10:24.908-08:00Best wishes and a happy 2019<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-Scz1CNv33vY/XCpa6dJIeeI/AAAAAAAAF0M/FMRmk5NMpec64mnz_gD0qQHQDPotNkAIQCLcBGAs/s1600/20180811_071830_0001%255B4499%255D.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="756" data-original-width="945" height="256" src="https://1.bp.blogspot.com/-Scz1CNv33vY/XCpa6dJIeeI/AAAAAAAAF0M/FMRmk5NMpec64mnz_gD0qQHQDPotNkAIQCLcBGAs/s320/20180811_071830_0001%255B4499%255D.png" width="320" /></a><b>wishes you Best wishes and a Happy 2019</b></div>
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Please follow us on insta and FB;</div>
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<a href="http://www.instagram.com/arubaconnections" target="_blank">www.instagram.com/arubaconnections</a></div>
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and <a href="http://www.facebook.com/arubaconnections.com" target="_blank">www.facebook.com/arubaconnections</a></div>
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-53133720050290028272018-11-17T05:57:00.000-08:002018-11-17T06:08:07.283-08:00Real estate buyers, read thisLots of information and tips about investing in Aruba, for first time buyers on the #onehappyisland of #Aruba <br />
See link;<br />
<a href="http://www.arubahouses.com/Useful_info.htm" target="_blank">http://www.arubahouses.com/Useful_info.htm</a><br />
If you have any comment/ question please contact me at; miriam@arubahouses.com<br />
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<br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-62560619225013269272018-10-13T07:57:00.001-07:002018-10-13T07:57:25.352-07:00Disney cruise stops in Aruba, come and join Mickey and his friends<div class="separator" style="clear: both; text-align: center;">
Aruba is so happy to welcome all Disney lovers<a href="https://4.bp.blogspot.com/-U348hH85os8/W8IHTPl3i6I/AAAAAAAAFzQ/efAQqo7tEzoqUriIFMxyRgCbM9DbwrqpgCLcBGAs/s1600/64a0353acecdbf53a24580512119bba4.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="530" data-original-width="383" height="320" src="https://4.bp.blogspot.com/-U348hH85os8/W8IHTPl3i6I/AAAAAAAAFzQ/efAQqo7tEzoqUriIFMxyRgCbM9DbwrqpgCLcBGAs/s320/64a0353acecdbf53a24580512119bba4.jpg" width="231" /></a></div>
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See below the link to the Disney cruise website </div>
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<a href="https://disneycruise.disney.go.com/cruises-destinations/list/?filteredPort=ports_aruba" target="_blank">https://disneycruise.disney.go.com/cruises-destinations/list/?filteredPort=ports_aruba</a>Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0tag:blogger.com,1999:blog-9034527.post-59422901689897805042018-10-13T07:49:00.003-07:002018-10-13T07:49:21.004-07:00Greek night in Bistro Suikertuin Aruba<div class="separator" style="clear: both; text-align: center;">
<a href="https://2.bp.blogspot.com/-3O6c7LYTbiU/W8IFOiHHGkI/AAAAAAAAFzE/vJwiKE3Uwxcrefxdlh_vIbGI7l-O9yJWACLcBGAs/s1600/43124184_1838274356227476_4866190666398433280_n.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="756" data-original-width="945" height="256" src="https://2.bp.blogspot.com/-3O6c7LYTbiU/W8IFOiHHGkI/AAAAAAAAFzE/vJwiKE3Uwxcrefxdlh_vIbGI7l-O9yJWACLcBGAs/s320/43124184_1838274356227476_4866190666398433280_n.jpg" width="320" /></a></div>
<span style="font-family: Verdana, sans-serif;">Greek night in Bistro Suikertuin Aruba.</span><br />
<span style="font-family: Verdana, sans-serif;">See link to make a reservation;</span><br />
<a href="https://www.facebook.com/suikertuin/" target="_blank"><span style="font-family: Verdana, sans-serif;">https://www.facebook.com/suikertuin/</span></a><br />
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<span style="font-family: Verdana, sans-serif;">Located in Oranjestad, just pass Que Pasa and walk towards El Gaucho.</span><br />
<span style="font-family: Verdana, sans-serif;">Indoor and/or outdoor breakfast, lunch/ brunch, dinner.</span><br />
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<span style="font-family: Verdana, sans-serif;">+297 582 6322</span></div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><b></b><span style="font-family: Verdana, sans-serif;"></span><br />Aruba Connections - Miriam Engelnhttp://www.blogger.com/profile/13222871181555629824noreply@blogger.com0